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Six Reasons to Plan Your Estate With a Plan Without a Plan 1 You decide who receives shares of your assets. State laws determine who inherits your assets. 2 You decide how& when your beneficiaries will receive their inheritance. The terms & timing are set by law. Your children could be left control of the estate. 3 You decide who will manage your estate. The court appoints admin's to manage your estate. 4 You can reduce estate taxes & admin expenses. Costs can be more, due to required expenses & taxes. 5 You select a guardian for your children. The court appoints a guardian for your children. 6 You can provide for the orderly continuance or sale of a family business. Financial loss and family hardships may result from untimely forced sale.